There are a number of ways. Many people pay with cash. There are also financing options, such as there are a number of companies that specialize in loans for mobile homes. Your good credit score counts heavily with them. People who have 401K retirement plans can often borrow the money from the plan at a very low interest rate. There are a number of finance companies that specialize in loans for mobile homes, and if your credit is decent, you can probably get financing through one of them. I don't work for them, or for the mobile home park. If you want to see a home, or just get more information, feel free to contact me at any time.
Keep in mind that there are 2 things when buying a home. You are buying the mobile home, that is already located in a mobile home park. Homes in parks pay a monthly lot rent fee, this is in addition to your payment for the mobile home.
When your home is located in a mobile home park, you pay a monthly lot rent fee to the park. The fee usually includes water, sewer, trash removal, snow removal, and sometimes basic cable TV.
Yes, generally speaking pets are allowed in mobile home communities. Certain restrictions are sometimes applied, and these may differ from park to park.
How do I know if my new home has been constructed in accordance with HUD's national building code?Expand
The HUD building code for mobile homes began in 1976, so mobile homes manufactured after that date are all done as per HUD codes.